Comments on: Are There Liability Issues For Allowing Someone To Bring Work Home?

By: Clarifin

Clarifin — Tue, 27 Oct 2009 05:12:31 +0000

Sensitive information could be stolen off your computer and IT has no control over the security of the machine in question. Coming in on weekends or staying late would be a better option to make up your hours.

By: Sue

Sue — Tue, 27 Oct 2009 01:23:13 +0000

The only way to know for sure is to have your company call their insurance agent. I don’t see an issue on their part. You on the other hand may want to call your homeowners insurance agent & add “incidental office liability” to your policy. It is CHEAP (as long as you are working from your home & not a detached structure) & what it does is increase your on premises business contents (your computer, desk, phone, chair) to the contents limit on your homeowners policy. The standard homeowners policy only has $2500 coverage. It also adds a little liability (someone from your office comes to your house on the way home from work & drops you off some work to do & gets injured). The standard homeowners policy does not have any business liability. Call your agent & find out & get a quote.
I am an insurance agent & the producers bring home work all the time, they have laptops to do that. There is no liability issue there.

By: Doug M

Doug M — Mon, 26 Oct 2009 20:34:24 +0000

If your home was a “satellite” to the office, I could understand a need for the company having more control over your situation.
But what you are describing is yourself being able to work at home to compensate for medical issues. It is getting the work done that you need to and have a compulsion to do.

By: mbrcatz

mbrcatz — Mon, 26 Oct 2009 20:12:50 +0000

Well, they don’t have liability for it, because it doesn’t exist. Unless you actually have clients/customers coming to your house, I don’t see that there is ANY extra liability exposure, from you working at home, vs. working in their office. There isn’t any extra workers comp exposure, either (although there’s an increase in fraudulent claims for at home workers – but that’s another issue).
The ONLY issue, is taking business property off premises. OK, I thought of one. If you’re taking sensitive information off premises, via paper or electronic computer files, and the information is stolen, there is potentially some exposure there. But that’s not with the artwork you’re describing.