mick n says:

i do not think the words cheap and travel insurance go together.i did my back in bali a few years ago and he 14 days in hospital and was flown back to brisbane with a doctor and nurse.aussie nurse that was in charge told me if i did not have insurance it would have cost me $30000au.insurance company i had was covermore through flight centre.i have had a look at the net for you a lot are quoting thailand 14 days starting from $80,covermore is $120 for the same i would pay extra and go with covermore.also if you are out of australia i doubt if you will get insurance you should have got it before you left if you did and have decided to extend you holiday they will not cover you.if you are going to be in thailand for sometime you can get medical insurance from a company call BUPA hope this helps a bit