I am a 30-year-old US citizen who has been living outside the US. I have end-stage colon cancer, and I suspect no normal health insurance provider will ensure me because my pre-existing condition means I am not so much a risk at this point as a definite cost.
I want to go home and visit my friends and family (just for a few weeks), but if something should happen and I need medical attention, I’m afraid my life savings will be drained by a single surgery. Is there any kind of temporary high-risk insurance or government program you know of that I might qualify for? My health insurance in this country will not extend to the US, and I think the travel medical insurance in this country is only available to citizens of this country (though I will look into that).
Thanks in advance.
Very High-risk Health Insurance Or Gov’t Aid For Severe Pre-existing Condition?
Oct - 19 | By: AHT | 4 comments.
Filed under : Health Insurance
4 Responses to “Very High-risk Health Insurance Or Gov’t Aid For Severe Pre-existing Condition?”
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Very true, they won’t.
You could try purchasing travel insurance, but it won’t cover anything related to a preexisting condition.
The only high risk health insurance you can buy in the USA, is only available for people who live here. Many states have a “high risk health pool”, sometimes the waiting list to get on it, is YEARS. But again, you have to live here, to get it.
But if you’re end stage, that means your dying . . . and you probably shouldn’t be traveling.
Have you applied for social security disability? With end stage disease, you might be able to get expedited approval for medicare as a disabled person. I would give their website (www.ssa.gov) a look and see if you can qualify for either disabilty income payments or compassionate (fast) review decision on medicare coverage.
Get as much resource as you can maybe is one option,however it could be quite time consuming,herehttp://www.HealthInsuranceFree.info
is one resource i have had good experience.
I am sorry to hear about your condition and especially at your young age.
Since you will not be able to get any kind of insurance, is there a way that you could have your family visit you where you live? If you were to come to the US to visit, the stress of worrying if you get sick, could cause more problems or shorten your life if you opt out being treated.
Even if they cannot afford it, you might be able to pay from your savings and not drain it and at least be able to get health care where you live.
good luck